Supported Independent Living Explained: A Simple Guide for NDIS Participants
Supported Independent Living (SIL) finds the right balance between independence and support. It builds skills and dignity, so you can live life on your own terms.
What is Supported Independent Living (SIL)?
SIL is NDIS-funded in-home support that lets you live as independently as possible while helping with daily needs.
- Personal care (showering, dressing, grooming, medication help)
- Support for cleaning, meals, budgeting, home routines
- Skill-building, community activities, and social connection
- Supervision for safety and confidence—day and night
SIL isn’t a care home; it supports you where you live with empowerment and choice.
Who is Supported Independent Living For?
SIL is designed for adults (usually 18+) with moderate-to-high support needs, requiring daily or overnight help to live safely and independently.
- Significant functional disability—personal care, safety, or supervision needs
- Require 8+ hours of active help most days, including overnight (not “drop-in”)
- Can live with others or alone (if needs justify)
Note: Not everyone with an NDIS plan qualifies for SIL—an Occupational Therapist or allied health assessment is required.
What Does SIL Funding Cover and Exclude?
SIL pays for disability-related support to live more independently—but does not cover regular living costs.
| Support Type | Included in SIL? | Notes |
|---|---|---|
| Daily personal care & skill-building | ✔️ | Bathing, grooming, meal prep, home tasks |
| Supervision (including overnight) | ✔️ | Active or sleepover support, behavioral help |
| Medication & appointment support | ✔️ | Reminders, travel to health services |
| Groceries, rent, bills, entertainment | ❌ | Your regular living expenses |
| Hospital/custody support | ❌ | Paid by health/justice system, not NDIS |
Supported Independent Living in Action
What do SIL supports actually look like in real life?
- 24/7 presence in a shared NDIS home for high needs
- Morning and evening help, sleepover staff for peace of mind
- Learning to cook, clean, and shop as independently as possible
- Building social confidence and connecting with the local community
Your roster of care is tailored to your goals, your times, and your support needs.
Funding Levels: Matching Support To Your Needs
Lower Needs
- Supervision, drop-ins, and guidance
- Suited to mostly independent participants
Standard Needs
- Active support, 24/7 access
- Common in most group homes
Higher Needs / Complex
- Continuous active support, behavior or medical monitoring
- Multiple staff, intensive training
How Do I Apply For SIL? The NDIS Assessment Process
- Get professional assessment (OT/therapist) on your daily support needs
- Work with a support coordinator to prepare your application
- Submit the “Home and Living Supporting Evidence Form” and all evidence to the NDIA
- Review and discuss options with your NDIS planner: SIL, ILO, or in-home supports
- If approved, develop your “roster of care” with your chosen provider
Tip: The more specific your evidence (tasks, hours, risks), the stronger your application.
Choosing the Right SIL Provider
- Check if they specialize in your disability needs (physical, intellectual, behavioral, etc.)
- Ask about staff training and ongoing monitoring
- Request sample “roster of care” and service agreements
- Prioritize providers that value your choice and control—not “one size fits all”
- Prefer transparent costs and clear communication
- Consider location: proximity to family, medical services, community
- Evaluate reputation, stability, and participant feedback
- Ensure provider holds NDIS Quality & Safeguards Commission registration
Frequently Asked Questions about SIL
No, SIL only covers support for disability-related assistance and skill development. Everyday living expenses are your responsibility.
Yes, if your support needs justify it, and there are no suitable other living options. Most participants live in shared settings.
Yes, NDIS supports choice and control. You work with your provider to set schedules, staff preferences, and routines.
ILO provides more flexible in-home supports, often for lower support needs or non-shared living. Your planner can help decide the best fit.
